Henry Perkins (Chevy Chase), the most boring man alive, has a job making wax fruit while his wife (Penelope Ann Miller) wants to make a living through drawing naked men. (I guess that’s fair considering how many men make their living by drawing naked women.) On Henry’s birthday, Henry spots a briefcase just like his and decides to swap them. At home, Henry discovers that his new briefcase contains five million dollars!
Henry wants to move to Europe immediately. But every time he and his wife try to leave their home, something occurs. A menacing cop (Armanda Assante) shows up. Henry’s friends drop by to celebrate his birthday. The Romanian mob makes an appearance, looking for their money. All Henry and his wife want to do is steal the money but instead, they spend a night dealing with false identities, physical comedy, and slapstick humor.
Funny Money was based on a stage play and it seems like the sort of thing that would have been hilarious if viewed live, with everyone running on and off the stage and some genuine suspense about who was going to show up next. It does not translate well to film. This would have been a good vehicle for Chase in the 80s or even the 90s but, by the time the movie was made, Chase seemed old and tired. Penelope Ann Miller is never convincing as Chase’s wife. (Someone should have tried to reunite Chase with Beverly D’Angelo or even Goldie Hawn for this movie.) The main problem is that the supporting characters are never as funny or as quick-on-their-feet as the film needs them to be. Armand Assante doesn’t seem to know he’s in a comedy. Even a reliable actor like Christopher McDonald is let down by the film’s script and direction. That’s too bad because the material had potential. While it’s not a disaster like Cops and Robbersons, Funny Money is still never funny enough.